Mr. Clay has extensive experience representing local, regional and national financial institutions, private equity firms, investment advisors and developers in a variety of commercial financing transactions. His practice focuses on real estate related financings, including acquisition, development, bridge, construction, and permanent financings, and include both single-lender loans and syndicated, participated or club deal loans.  The real estate projects Mr. Clay has worked on include raw land developments, office buildings, shopping centers, hotels, industrial developments, warehouse facilities, mixed use projects, multifamily and other residential communities.  Mr. Clay also represents financial institutions and customers of financial institutions in non-real estate related debt financings, including cash flow and asset-based financings, unsecured credit facilities and letter of credit facilities.  As a regular part of his commercial lending practice, Mr. Clay assists lenders with the negotiation and implementation of special asset dispositions including workouts, debt restructurings and foreclosures, bringing in the expertise of attorneys from the Firm’s Bankruptcy and Litigation sections as necessary. Mr. Clay’s practice also includes the representation of buyers and sellers of a wide variety of real estate assets, including office, retail, multifamily, industrial, warehouse, and large multi-state timberland holdings.

Mr. Clay has served as a member of the Board of Directors of Georgia Appleseed since 2017, and a member of the Fernbank Museum Corporate Leadership Council since 2016.

Mr. Clay attended Guilford College in Greensboro, North Carolina, where he received a B.A. in History in 1993. He received his J.D. degree from the University of Georgia in 1996. Mr. Clay is a member of the State Bar of Georgia and the Atlanta Bar Association.